The blog / Ed Parcaut
Homeownership. Real estate. The decisions behind your next chapter. Practical perspective from Ed.
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Gen Z buyers are pursuing homeownership for family, independence, and stability. Here’s a clearer look at what motivates them, where they’re searching, and how to connect those priorities to your own homebuying plans.
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Adjustable-rate mortgages can bring back memories of the housing crash. But the lending standards behind a loan matter. Here’s why ARMs deserve a closer look, and what to discuss with a lender before deciding.
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A lower median sales price does not necessarily mean homes are losing value. Learn how the mix of homes sold affects the median, why repeat-sales reports can tell a different story, and how to keep your own budget in focus.
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Buyers looking for less expensive homes may want to include new construction in their search. Builders are responding with smaller, lower-cost options, and a local agent can help you explore what is available.
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Concerned about taking on a higher mortgage rate when you move? Understanding your home equity can help you see how much you may be able to put toward your next purchase, borrow less, or potentially buy with cash.
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Lower housing costs, vacation-style settings and remote work flexibility are shaping where people move. Here is how those priorities can help you rethink your home search, consider your equity and plan your next step.
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Your home equity may help you move, improve your current home, pursue a meaningful goal, or navigate financial difficulties. Explore four ways to put it to work and the questions to consider before making a plan.
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The Fed does not set mortgage rates directly, but its efforts to control inflation can influence borrowing costs. Learn how that connection works and what it means when you are thinking about buying a home.
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Being ready to buy a home is about more than market conditions. Take a practical look at your job stability, budget, down payment and plans for the future, then work with trusted professionals to understand your next step.
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A low mortgage rate and a limited choice of homes can make selling feel difficult. Learn how to think through both concerns, broaden your search, and focus on the decisions you can control before making a move.
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Your asking price sends buyers a message. Learn how pricing too high or too low can work against you, why market value is the target, and what a local real estate agent considers when recommending a listing price.
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Less frenzy does not mean buyers have stopped looking. Understanding showing activity, seasonal patterns and limited inventory can help you put a calmer housing market in perspective before deciding whether to sell.
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