The blog / Ed Parcaut
Homeownership. Real estate. The decisions behind your next chapter. Practical perspective from Ed.
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Lower mortgage rates can help buyers, but they can also bring more competition. Understand how rates, home prices and available inventory work together, so you can weigh buying sooner against waiting for a better opportunity.
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A Zillow study found mortgage principal and interest payments below rent in 22 of the 50 largest metro areas. Here’s how to put that finding in context, compare the full costs, and decide whether to explore buying.
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Choosing a real estate agent can shape your entire buying or selling experience. Get past four common myths, learn what to look for, and ask practical questions to find a professional who fits your needs and local market.
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Should you buy a home or wait? The right answer depends on your situation, but potential equity growth deserves a place in the conversation. Here is how to put the original forecast example in perspective and weigh your options.
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Your down payment options may be broader than you think. Learn how assistance, low-down-payment loans and a closer look at your budget can help you have a more useful conversation with a trusted lender.
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A high asking price can stand between you and a successful home sale. Learn four signs your price may be missing the mark, how to interpret buyer feedback, and what to review with your real estate agent before making a change.
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Lower mortgage rates can bring buyers back into the housing market and give sellers a reason to prepare. Ed Parcaut explains the connection, what the original market data showed, and how to plan your next step.
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Smaller newly built homes can give buyers more budget-friendly options. Learn why builders have shifted toward less square footage, how incentives may help, and what to consider before deciding whether a smaller home fits your needs.
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Your down payment is only part of your homebuying budget. Learn what closing costs can include, how to estimate them, and which options may help reduce the amount you need to cover when you buy a home.
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Slower home price growth does not necessarily mean falling prices. Learn how supply, demand and local market conditions help explain the difference, and what to ask before you buy or sell.
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Mortgage pre-approval helps you understand what you can borrow, choose a comfortable budget and show sellers you mean business. Here’s why it belongs near the top of your homebuying checklist, before you start touring homes.
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A Federal Reserve rate cut can influence mortgage rates, but it does not guarantee a sharp drop. Here is what gradually lower rates could mean for buyers, sellers, and homeowners weighing their next move.
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