Mortgage guidance / Ed Parcaut
Your home is part of your retirement picture. It deserves to be looked at as a whole.
A reverse mortgage is one option among several, alongside downsizing, refinancing or simply staying put. The right question is not whether the product is good or bad, it is what you want your next ten years to look like and what role the house plays in it.
The obligations continue: taxes, insurance and upkeep remain yours. Anyone who skips past that part is not giving you the full picture.
Start here
What it is, what it is not, and the questions to ask.
Articles in this collection
A growing family, retirement, or an empty nest can change what you need from a home. Learn how to organize your priorities and work with a real estate professional when a life change has you considering a move.
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An accessory dwelling unit may offer space for loved ones, support aging in place, or provide rental income. Learn what an ADU is, how buyers and homeowners can use one, and why local rules matter before you move forward.
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Mortgage rates and home prices matter, but they are not the only reasons to stay or sell. Look at the life changes behind your move, then weigh your housing needs and financial concerns together before deciding what comes next.
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Selling a longtime home brings a big question: should you buy again or rent? For baby boomers, the choice comes down to future plans, the possibility of rising rents, and the benefits of owning the next place you call home.
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A mortgage rate matters, but so does having a home that fits your life. If your needs have changed, take a closer look at your reasons for moving, the equity you have, and what your next home needs to provide.
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Your home equity may help you move, improve your current home, pursue a meaningful goal, or navigate financial difficulties. Explore four ways to put it to work and the questions to consider before making a plan.
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Mortgage rates matter when you sell and buy another home, but they are not the whole decision. A job change, growing household, retirement or health concern may make a move worth considering. Start with what you need, then weigh the financial fit.
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Mortgage rates on existing loans and homeowner equity help explain the housing market’s underlying strength. Here’s how those two fundamentals support homeowners and why the original analysis drew a contrast with 2008.
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Your home equity could help fund your next move, whether you need more space or want to downsize. Learn what equity means, how to estimate it, and how an agent can help you connect that value to your buying plans.
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Downsizing is not just for retirement. A smaller home may help you reduce housing expenses and find a better fit for your life. Here is how to think through your needs, your equity, and your next move.
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Your home equity can help you move, improve your current house, or pursue a personal goal. Start by understanding what you have, then consider which use best fits your needs and the life you want to build.
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Buying a home is a major life decision. That’s true whether you’re purchasing for the first time or selling your house to fuel a move. And if you’re planning to buy a home, you might be hearing about today’s shifting market and wondering what it means for you. While mortgage rates are higher than they […]
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This is education, not a loan approval or a rate quote. Your own options depend on your situation.
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Tell me where you are and what you are weighing up. You get a straight answer, not a sales call.